Pay up

Algebra Level 2

Smith and Jones each land a 20-year job at Dewey, Cheatham & Howe.

Smith is to be paid yearly, with a starting salary of $20,500 per year, and receive a $1,000 raise each year.

Jones is to be paid half-yearly, with a starting salary of $10,000 per half-year, and receive a $500 raise each half-year.

Who made the better bargain concerning pay?

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